Leaf fossils of Sabalites (Arecaceae) from the Oligocene of northern Vietnam and their paleoclimatic implications

Recent paleobotanical investigations in Vietnam provide a good opportunity to improve our understanding of the biodiversity and paleoclimatic conditions in the geological past of Southeast Asia.Palms (Arecaceae) are a diverse family of typical thermophilous plants with a relatively low tolerance for freezing.In this study, we describe well-preserve

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Pricing automobile insurance using mixed Poisson distributions

Automobile insurance, particularly motor third liability insurance covers dominant share in the portfolio of non-life insurance in almost all countries of the world.The aim of this paper is to analyze the process of determining premium rates in Mousepad automobile liability insurance using the bonus-malus system as one of the key instruments to inc

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